Millions of Americans are closely watching their bank accounts and mailboxes as they wait for their 2025 federal tax refunds. The IRS (Internal Revenue Service) began issuing refunds in late May and continues to send them through direct deposit and mailed checks in June. If you’ve filed your tax return recently, this update is for you.
Who Could Receive Their Refund in June?
If you filed your 2024 tax return during May 2025, you could be part of the June refund cycle. The IRS prioritizes e-filed returns, so those who filed electronically and chose direct deposit typically get their refunds faster. Paper filers may have to wait longer. This year, the average refund is approximately $2,945.
Estimated June 2025 Refund Schedule
- If you filed between May 1 – May 15:
- E-file + Direct Deposit: Expect your refund between May 22 and June 4.
- E-file + Mailed Check: Checks should arrive between May 29 and June 11.
- Paper Filing: Refunds may be delayed until around July 10.
- If you filed between May 16 – May 31:
- E-file + Direct Deposit: Refunds likely between June 6 and June 19.
- E-file + Mailed Check: Checks could be delivered between June 13 and June 26.
- Paper Filing: Processing may take until July 25.
Note: These dates are estimates. Actual refund timing depends on filing accuracy, IRS workload, and your bank’s processing speed.
Why Your Refund Might Be Delayed
- Several factors can slow down your refund:
- Errors or incomplete information on your return
- Incorrect or mismatched Social Security number
- Incorrect or missing bank details
- Manual review required for paper returns
- Delays due to IRS staffing or budget issues
How to Track Your Refund
The IRS offers an online tool called “Where’s My Refund?”—it updates daily and helps you track your refund’s progress. To use it, you’ll need:
- Your Social Security number (or ITIN)
- Your filing status (Single, Married, etc.)
- The exact refund amount you’re expecting
- This tool is the fastest way to get updates without calling the IRS.
What to Do if Your Refund Hasn’t Arrived
- If you e-filed and chose direct deposit, but haven’t received your refund within 21 days, it’s time to check your status.
- Paper filers should wait at least 6 weeks before checking.
- Use the “Where’s My Refund?” tool.
- Watch your mail and email for any notices from the IRS.
- Double-check your banking information for errors.
If you’re still not seeing updates, consider contacting the IRS or speaking with a tax professional.
For Those Who Filed an Extension
If you filed for an extension, you have until October 15, 2025 to submit your return. Keep in mind that any taxes owed were still due by April 15, 2025. Filing late without paying could lead to penalties and interest.
Filed in June or Later?
If you’re filing your taxes in June or later this summer, expect your refund to fall into a later processing cycle. Make sure your documents are complete and accurate, and regularly check the IRS website for updates to avoid delays.